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The Best-Selling Trucks In Canada: Which Are Cheapest To Insure?

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February 11, 2015
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Row of brand new trucks in a dealer lotIf you thought the Honda Civic’s dominance as Canada’s best-selling car for the last 17 years was impressive, then hold onto your hat; Ford says the F-Series line of trucks has been a favourite in Canada for almost five decades. Not bad.

The Best-Selling Trucks In Canada

In 2014, Canada’s best-selling trucks were the:
  1. Ford F-Series
  2. Dodge Ram
  3. GMC Sierra
  4. Chevrolet Silverado
  5. Toyota Tacoma
  6. Toyota Tundra
  7. Nissan Frontier
  8. Nissan Titan
  9. Honda Ridgeline
  10. GMC Canyon
Most of these trucks will help you get the job done, but which ones will force you to work overtime? Not likely the Nissan Frontier, which consistently came out on top as the cheapest truck to insure.

A Case Study: One Driver, Six Ontario Cities And Canada’s Best-Selling Trucks

How do the best-selling trucks rank in their auto insurance costs? To get a feel for which trucks cost less to insure, we compared quotes for Canada’s top-selling trucks in six Ontario cities (Ajax, Cambridge, London, Ottawa, Peterborough, and Toronto). For drivers interested in more than a truck’s towing capacity or how much cargo can be hauled, the trucks that appear to cost less to insure are, in order, the:
  1. Nissan Frontier
  2. Honda Ridgeline
  3. Nissan Titan
  4. Toyota Tacoma
  5. GMC Canyon
  6. Dodge Ram
  7. GMC Sierra
  8. Chevrolet Silverado
  9. Ford F-Series
  10. Toyota Tundra
From the number one position to the tenth, the difference in quoted premiums was about $165.

How Are Auto Insurance Rates Calculated?

There’s no simple formula, really, but there are a lot of factors that go into the how auto insurance is rated. Factors like where you live, your driving and insurance history, and your driving record for example. Another important factor is theft, and this is likely where Ford’s F-Series gets hit the hardest when it comes to auto insurance. Last year, the Ford F-Series of trucks took seven out of 10 spots on Canada’s most stolen vehicles list.

Find Out Which Best-Selling Trucks Offer You The Lowest Auto Insurance Rate

Every person is different, so the truck that costs you less to insure may not actually be the one that costs your neighbour the least to insure. If you’re in the market to buy one of Canada’s best-sellers, compare auto insurance quotes for your truck to see which will save you the most in auto insurance.

Trucks not your thing?

If cars, SUVs, or minivans are more your style, then you’ll want to read these InsuranceHotline articles too:
  • The Best-Selling Cars In Canada: Which Are Cheapest To Insure?
  • Top SUVs and Crossovers: Best Sellers In Canada
  • Going The Way Of Minivans: Minivans That Will Cost You Less To Insure

 

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