cut your car insurance costs

There are a number of different things you can do to help cut the cost of your car insurance premium, including:

• Paying a higher voluntary excess (the extra amount you’d pay in the event of a claim)
• Limiting who drives your car to just yourself, or you plus a named driver
• Parking your car in a garage or driveway away from the street
• Keeping your mileage low (doing less than the AA average of 12,000 miles a year for new cars)
• Fitting a security device such as an alarm, tracker, or immobiliser

For more ideas on how to reduce your insurance costs, read our car insurance guides .