I.I.I. offers advice on how to make the claims process more bearable to secure November 18, 2014 FOR IMMEDIATE RELEASE Press Office, New York: (212) 346-5500; media@iii.org Elianne Gonzalez, Florida: (954) 684-4410 NEW YORK, November 18, 2014 - Even the most experienced and best conductors people may be in a car accident and the unexpectedness of the situation make him betray nerves. But knowing exactly what to do in those situations saves lives, reduces damage and helps the process of claim to the insurer more efficient, according to the Insurance Information Institute (III). According to statistics from the National Highway Traffic Safety Administration (NHTSA), each year occur ten (10) million car accidents in the United States, ranging from a collision with only scratches on the bumper to fatal accidents. If you suffer an accident, the I.I.I. recommends that you follow these four steps: 1. Determine what the damage. If possible, move your vehicle to the side of the road and determine if there are injured and what the extent of damage to vehicles or property involved in the accident. 2. In the event of a serious accident, call the authorities, either the police or security service road. Avise for injuries and to what extent the authorities to notify the ambulance closest to the accident or fire. If an accident does not warrant the presence of police or authorities, see if you can make a complaint by phone or internet and how you can get an official accident report. If the authorities come to the accident, obtain a report, or alternatively, enter the name and identification number of the official draw up minutes of the event for you to get after the official accident report. The official accident report will help you file a claim to your insurance, whether for reimbursement of the costs of repairing your car, how to cope if other drivers involved decide to sue against damage to property or medical expenses for treatment of injuries. This report can also help you document additional damages that are not obvious to the naked eye repairs on your car (if you have that coverage). 3. Gather as much information as you can. Get the name and address of every person in the car, his and other people as well as potential witnesses at the time. Ask the drivers of other vehicles your contact information, to show you their license and insurance (or registration of the car). Enter other data as the model and year of car (s) involved (s), road conditions, weather conditions and other information that may help to document what happened. When you talk to the people involved, do not discuss anything but the facts. Avoid comments related to who was at fault or how much insurance coverage or you. And the other drivers have. If possible take photos of cars, accident and nearby. 4. Start the claim as soon as possible. Notify your insurance agent or insurer of the accident, regardless of who initiated the complaint to the policy of your car or the other car involved; You can do it just to have cool details. Many insurers have mechanisms and technology and mobile applications that allow you to start or follow up a complaint using your cell phone; these devices can also provide post pictures of the damage, check your deductible or book a rental car while yours is in the shop, if this is part of your coverage. Other applications can help you contact the adjuster or expert appraiser will review your case and help you recreate what happened. Take notes of conversations with all people you interact with in your insurance so you can keep track of your case and timely tackle any details that might otherwise delay their decision. Surely you will receive a return or form is known as the claim form. If so, fill all the information you request and forward it to your insurer immediately. Do not be afraid to ask the appraiser to be in charge of your case because the company you most want is that your claim is resolved as efficiently and smoothly as possible. The goal of the company is to give the best service. Keep copies of documents and write down the steps you are following. The more organized have appropriate find fewer obstacles in the process. For more information, see the video (in Spanish) of what to do after an accident? RELATED LINKS Articles (in Spanish): What is included in auto insurance ?; How do you make a claim with your auto insurer does? Facts and statistics (in English): The auto insurance Topics (in English): Auto Accidents Infographic (in English): The types of auto insurance coverage Furthermore, I.I.I. has a section of educational videos on its YouTube channel. THE I.I.I. IT IS A NONPROFIT ORGANIZATION DEDICATED TO THE DISSEMINATION OF INFORMATION AND IS SUPPORTED BY THE INSURANCE INDUSTRY. Insurance Information Institute, 110 William Street, New York, NY 10038; (212) 346-5500; www.iii.org
I.I.I. offers advice on how to make the claims process more bearable to secure November 18, 2014 FOR IMMEDIATE RELEASE Press Office, New York: (212) 346-5500; media@iii.org Elianne Gonzalez, Florida: (954) 684-4410 NEW YORK, November 18, 2014 - Even the most experienced and best conductors people may be in a car accident and the unexpectedness of the situation make him betray nerves. But knowing exactly what to do in those situations saves lives, reduces damage and helps the process of claim to the insurer more efficient, according to the Insurance Information Institute (III). According to statistics from the National Highway Traffic Safety Administration (NHTSA), each year occur ten (10) million car accidents in the United States, ranging from a collision with only scratches on the bumper to fatal accidents. If you suffer an accident, the I.I.I. recommends that you follow these four steps: 1. Determine what the damage. If possible, move your vehicle to the side of the road and determine if there are injured and what the extent of damage to vehicles or property involved in the accident. 2. In the event of a serious accident, call the authorities, either the police or security service road. Avise for injuries and to what extent the authorities to notify the ambulance closest to the accident or fire. If an accident does not warrant the presence of police or authorities, see if you can make a complaint by phone or internet and how you can get an official accident report. If the authorities come to the accident, obtain a report, or alternatively, enter the name and identification number of the official draw up minutes of the event for you to get after the official accident report. The official accident report will help you file a claim to your insurance, whether for reimbursement of the costs of repairing your car, how to cope if other drivers involved decide to sue against damage to property or medical expenses for treatment of injuries. This report can also help you document additional damages that are not obvious to the naked eye repairs on your car (if you have that coverage). 3. Gather as much information as you can. Get the name and address of every person in the car, his and other people as well as potential witnesses at the time. Ask the drivers of other vehicles your contact information, to show you their license and insurance (or registration of the car). Enter other data as the model and year of car (s) involved (s), road conditions, weather conditions and other information that may help to document what happened. When you talk to the people involved, do not discuss anything but the facts. Avoid comments related to who was at fault or how much insurance coverage or you. And the other drivers have. If possible take photos of cars, accident and nearby. 4. Start the claim as soon as possible. Notify your insurance agent or insurer of the accident, regardless of who initiated the complaint to the policy of your car or the other car involved; You can do it just to have cool details. Many insurers have mechanisms and technology and mobile applications that allow you to start or follow up a complaint using your cell phone; these devices can also provide post pictures of the damage, check your deductible or book a rental car while yours is in the shop, if this is part of your coverage. Other applications can help you contact the adjuster or expert appraiser will review your case and help you recreate what happened. Take notes of conversations with all people you interact with in your insurance so you can keep track of your case and timely tackle any details that might otherwise delay their decision. Surely you will receive a return or form is known as the claim form. If so, fill all the information you request and forward it to your insurer immediately. Do not be afraid to ask the appraiser to be in charge of your case because the company you most want is that your claim is resolved as efficiently and smoothly as possible. The goal of the company is to give the best service. Keep copies of documents and write down the steps you are following. The more organized have appropriate find fewer obstacles in the process. For more information, see the video (in Spanish) of what to do after an accident? RELATED LINKS Articles (in Spanish): What is included in auto insurance ?; How do you make a claim with your auto insurer does? Facts and statistics (in English): The auto insurance Topics (in English): Auto Accidents Infographic (in English): The types of auto insurance coverage Furthermore, I.I.I. has a section of educational videos on its YouTube channel. THE I.I.I. IT IS A NONPROFIT ORGANIZATION DEDICATED TO THE DISSEMINATION OF INFORMATION AND IS SUPPORTED BY THE INSURANCE INDUSTRY. Insurance Information Institute, 110 William Street, New York, NY 10038; (212) 346-5500; www.iii.org
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